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Advantages of Factoring

The advantages of factoring offered by AFS

  • Fast and flexible approach, analysis and contract signing within a very short period of time after the data collection completion.

  • Receiving financing in less than 24 hours after acceptance of invoices by ACCESS FINANCIAL SERVICES.

  • Financing almost the whole of the net value of the invoice (funding 95% of the invoice amount net of VAT).

  • You can get financing for invoices that are cashed through various means: payment order, promissory notes, bills of exchange.

  • You can offer your customers payment terms longer than usual (up to 90 days). 

  • You do not need material collateral to qualify for financing the trade receivables.

  • In case of factoring without recourse, financing bills will not appear as a payment obligation in the balance sheet.

  • Already fixed costs, known from the beginning. Without further complicated interest calculus.

  • Products customized according to your needs.

Factoring and the factoring credit type represent the ideal solution for financing companies in Romania which:

  • Posse receivables from goods or services delivered, with deferred payment terms

  • Give or wish to give customers longer payment terms

  • Have an urgent need of cash

  • Do not hold other guarantees besides their receivables

  • Are set up recently

  • Have a fast growing business or seasonal activities

  • Have insufficient access to other sources of financing

  • Wish to have credibility based on the dynamics of their activity, not on the assets owned

All you need to do is to fill in the application on-line or contact one of our representatives.

Contact Us

Do you need short term financing?

You only have to contact us and one of our representatives will provide you with further information.

Phone numbers



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26 Armand Calinescu Str.,

Business Center
1rd Floor, Part A, District 2
Bucharet, 021012, Romania

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