Clients
Financing granted
Debtors
Years of activity
Discover the right solution for you
Factoring with recourse
Non-recourse factoring
Factoringfor Future Receivables
Installment loans Overdraft
Factoring with recourse
Transform your undue invoices into liquidity so you can secure the working capital needed for your business without waiting the invoices to be paid.
Advantages
- Immediate liquidity
- Transparent costs, in the form of a commission applied to the invoice value
- No material collateral required
Find the factoring solution that fits your needs.
Non-recourse factoring
Obtain fast liquidity and protection against non-payment risk. AFS assumes, through an insurance company, responsibility in case of debtor’s insolvency.
Advantages
- Transfer of collection risk
- Predictable cash inflows
- No additional guarantees required
Find the factoring solution that fits your needs.
Factoringfor Future Receivables
Factoring for future receivables allows you to turn into liquidity the amounts from contracts with recurring payments at different due dates.
Advantages
- Immediate liquidity from rent, services, maintenance contracts etc.
- Immediate liquidity from installment-based sales contracts
Find the factoring solution that fits your needs.
Installment loans Overdraft
Gain access to immediate liquidity for investments, purchases, or urgent payments, complementing your existing factoring facility.
Advantages
- Financing for investments and business development without invoices submitted for financing
- Up to 24 months, with repayment adapted to your business
Find the credit solution that suits your needs.
How does it work?
Contact us
Get in touch with one of our colleagues and tell us what you need.
Offer
Within a maximum of 24 hours after receiving the documents, we will send you an offer.
Approval
You receive approval within a maximum of 48 hours after accepting the offer.
Funding
You receive working capital for your business exactly when you need it.
We appreciate our partnership with AFS. There were those who understood both the challenges we faced at the time and our long-term goals. And they offered us the right financing option. Professionals who are always there for their clients!
Dan Macovei Vlăsceanu
founder Mark Twain International IB School
AFS is one of our key partners. They became our partners when we needed quick and flexible financing. And they have stood by us throughout our development. Let’s move forward together.
Konstantinos Mitzalis
General Manager Golden Foods Snacks (Elmas)
We have been partnering with AFS since 2017. From the very beginning, we were offered the financing option that best suited our needs, and throughout our partnership, the team was there for us whenever we needed them. Professionals you can count on.
Tiberiu Oprea
CEOAtifco Grup
We have been working with AFS for several years. For us, this is a complementary partnership to the financing we provide through banks, which is helpful in our day-to-day operations. We appreciate the flexibility and speed with which every request we have is handled.
AFS provided us with the support we needed at a time when speed and flexibility were essential. A team of professionals worked with us and provided us with the best solution to move forward.
Marius Cristea
CFO Norofert
We began working with AFS at a time when we were still in the early stages and our funding options were limited. But they saw the potential beyond the numbers and treated us with respect and trust. They provided us with prompt support, solutions tailored to our needs, and, above all, they were always there for us, demonstrating professionalism, reliability, and genuine warmth.
